I. Understanding and Furthering Financial Knowledge.-Coming to Terms with Financial Literacy.-Cultivating Financial Mindfulness: A Dual-Process Theory.-Cognitive Development and Children's Understanding of Personal Finance.-Financial Education for College Students.-The Current State of Financial Education in the U.S: How is Higher Education Helping?-An Overview of Contemporary Financial Education Initiatives Aimed at Minority Populations.-II. Credit, Home Purchase, and Bankruptcy.-Credit Cards as a Market Instrument: Consumer Understanding and Use.-Financial Education, Financial Knowledge, and Risky Credit Behavior of College Students.-Charging Ahead: An Exploratory Study of Financial Decision-Making Among Millennial Consumers.-Pre-Purchase Homebuyer Education and Counseling: Diverse Strategies for Diverse Homebuyers.-The Role of Default Counseling for Mortgage Borrowers in Financial Distress.-Non-Traditional Mortgage Products: Innovative or Toxic?-Debtors' Assessments of Bankruptcy Financial Education.-III. Retirement, Insurance, and Investing.-Social Security Knowledge.-Financial Preparedness for Long-Term Care Needs in Old Age.-The Impact of Numeracy on Medicare Part D Insurance in Older Adults.-Target-date Mutual Funds.-Measuring the Performance of Life-Cycle Asset Allocation.-Stock Market Investing: Lessons from History.-Individual Investments in Higher Education.