Notes on contributors -- Acknowledgements -- Forward / Mario Baccini -- Introduction / Gianfranco Verzano -- First part: EU structural funds, microenterprise and non financial services -- Financial crises and EU credit access policy / Francesco Minnetti, Pasqualina Porretta and Ervin Sinani -- EU cohesion policy and micro-finance / Giorgio Centurelli, Pasqualina Porretta, Fabrizio Santoboni -- EU financial engeneering and microfinancenon-financial service : a case study / Maria Claudia Costantini, Maria Doiciu, Stefanie Laemmermann, Andrea Nardone, Giovanni Nicola Pes -- Micro-finance and capacity building in the EU policy / Alessandro Cardente, Perrine Lantoine, Fulvio Pellegrini, Giovanni Nicola Pes, Pasqualina Porretta, Paolo Rita, Fabrizio Santoboni -- The capacity building surveys : results and reflections -- Capacity building surveyes / Riccardo Graziano, Porretta Pasqualina, Giovanni Nicola Pes, Cristiana Turchetti, Matteo Re.