Preface -- Introduction -- Criticism of the Implementations of BASEL -- Capital Adequacy of Banks- Proposal of a New Model -- The Place of Total Presonnel Costs, Other Administrative Expenses Including Depreciation and Success Premium in the New Model -- Level Setting of Risks -- Relations Between Liquidity and Balance Sheet -- Objectives of Banks -- Growth at Banking and its Measurement -- Banks Branches -- The Case of Possessions of Buildings Used as a Head Office and Branch Offices -- Cost Systems - Profir Centers and Their Distribution -- Calculation Methods of Profit and Loss in Banking -- Evaluation of the Banking System with Respect to Management Report Preparation and Analysis Ability.